1.1 Acceptance of Terms
By accessing or using the EFG-HUB website, you agree to comply with these Terms & Conditions. If you do not agree, please stop using the Website immediately.
1.2 Use of the Website
Users agree to:
- Use the Website only for lawful purposes.
- Not disrupt, damage, or interfere with the Website’s functionality or security.
- Not attempt unauthorized access to any part of the Website or its systems.
We reserve the right to suspend or restrict access for any breach.
1.3 Intellectual Property Rights
All Website content including logos, text, graphics, images, branding, and software is the property of EFG-HUB and is protected by applicable intellectual property laws.
1.4 User Submissions
All information or documents submitted must be accurate and lawful. By submitting content, you grant EFG-HUB permission to use it for service-related purposes.
1.5 Third-Party Links
The Website may include links to third-party websites. EFG-HUB is not responsible for their content or policies.
1.6 Disclaimer of Warranties
The Website is provided on an “as is” basis without warranties of any kind, including accuracy, availability, or uninterrupted service.
1.7 Limitation of Liability
EFG-HUB shall not be liable for any direct or indirect damages arising from the use or inability to use the Website.
1.8 Changes to Terms
EFG-HUB may update these Terms at any time. Continued use of the Website constitutes acceptance of revised terms.
1.9 Governing Law
These Terms are governed by the laws of the United Arab Emirates (UAE).
Privacy Policy
2.1 Introduction
EFG-HUB is committed to protecting your privacy. This policy explains how your personal information is collected, used, and protected.
2.2 Information We Collect
- Name, email address, phone number
- Company or professional details
- Form submissions and uploaded documents
- IP address, browser type, and usage data
2.3 How We Use Information
- Provide and improve our services
- Respond to inquiries
- Ensure security and compliance
- Send updates or marketing communications (optional)
2.4 Information Sharing
We do not sell personal data. Information may only be shared with trusted service providers or legal authorities when required.
2.5 Data Retention
Information is retained only as long as necessary for service delivery and legal compliance.
2.6 Cookies
Cookies are used to enhance user experience and analyze website traffic. You can disable cookies via browser settings.
2.7 Security
We implement reasonable technical and organizational security measures to protect your data.
2.8 User Rights
You may request access, correction, or deletion of your personal data by contacting us.
2.9 Policy Updates
This Privacy Policy may be updated periodically. Changes will be posted on this page.
